Protection Planning
A financial plan should consider not only what you hope will happen, but what could happen along the way.
An unexpected illness, loss of income, need for care, or death can affect more than your finances. Thoughtful planning
can help protect the people, lifestyle, and goals that matter most to you.
What Are You Protecting?
Family & Lifestyle
If something happened to me, would the people who depend on me be able to maintain the life we've built?
Income
How long could my family and I maintain our lifestyle if an illness or injury prevented me from working?
Health & Independence
How could an extended illness or need for care affect my family, my independence, and my financial plan?
Legacy
Would the people and causes I care about receive what I intend, in the way I intend?
Questions to Consider
Would the protection I have today be enough for the people who depend on me?
Have changes in my income, family, debt, or responsibilities changed what I need to protect?
What financial responsibilities would continue if my income stopped?
Could an unexpected need for care change the plans I've made for myself or my family?
When was the last time I reviewed the protection I already have?
Protection Should Change as Life Changes
The protection that made sense years ago may not reflect the life you have today.
As your family, income, responsibilities, health, and goals change, it is important to understand whether the protection
you have still reflects the life you are protecting.